Purchasing disability equipment or mobility aids can be life-changing, but the cost can sometimes feel overwhelming. The good news is there are many funding options, government schemes, and support programs in Australia to help you or your loved one access the essential aids you need.
In this guide, we’ll break down how to fund your disability equipment, what programs to look into, and tips to make the process easier — plus we’ll highlight how Assistive Tech Hub can help you find the right products for your budget and lifestyle.
Why Funding Mobility Aids Matters
For people living with disabilities, mobility aids like power wheelchairs, foldable mobility scooters, walkers, and daily living tools like grabbers aren’t luxuries — they’re essentials that support independence, safety, and quality of life.
But depending on what you need, the cost can range from a few hundred to several thousand dollars. That’s why knowing your funding options is so important.
1. The National Disability Insurance Scheme (NDIS)
For many Australians, the NDIS is the primary source of funding for disability equipment. If you’re eligible, the NDIS can cover reasonable and necessary supports, including mobility aids, home care beds, daily living aids, and assistive technology.
How it works
- You need to be under 65 and meet eligibility requirements.
- You’ll work with a planner to create a plan that includes your goals and support needs.
- Approved funding can go toward products like a Voice Control Homecare Hi-Low Bed or a Powered Patient Lifter.
- Assistive Tech Hub can provide quotes and invoices to help you claim your supports under your plan.
2. My Aged Care and Home Care Packages
For seniors over 65, the My Aged Care system can provide government funding for aids and equipment to help you stay safe at home. You may be eligible for a Home Care Package (HCP) which can cover items like:
Speak to an Aged Care assessor or provider for help applying your funding to essential mobility aids.
3. State-Based Equipment Schemes
Each Australian state and territory may have its own equipment funding program. For example:
- Victoria: The SWEP (State-wide Equipment Program)
- NSW: EnableNSW
- Queensland: Medical Aids Subsidy Scheme (MASS)
- WA: WA Equipment Program (WEP)
These schemes often subsidise wheelchairs, scooters, beds, or bathroom aids for eligible residents. Check your state’s health department website or talk to your healthcare provider to see if you qualify.
4. Private Health Insurance
Some private health insurance extras policies may provide limited cover for mobility aids and equipment, depending on your plan. Check with your insurer to see what’s included and whether a prescription or referral is required.
5. Charities and Community Grants
Many charities and community organisations provide funding or equipment loans for people in need. Some examples include:
- The Lions Club and Rotary Clubs sometimes run local equipment banks.
- The Red Cross offers short-term equipment hire.
- Disease-specific charities (like MS Australia, MND associations) may offer grants for specialised equipment.
Searching local community resources can uncover extra support you may not have known about.
6. Self-Funding and Payment Plans
If you don’t qualify for government or community funding, some people choose to self-fund essential aids. To help make this more manageable:
- Shop around for affordable, reliable suppliers like Assistive Tech Hub.
- Look for flexible payment options — some equipment providers offer payment plans.
- Buy smart: choose durable products with warranties and aftercare support.
At Assistive Tech Hub, we stock a wide range of affordable options, from foldable commode chairs to mobility scooter accessories that make daily life easier without breaking the bank.
Tips for Applying for Funding
✅ Get a professional assessment. A healthcare professional’s recommendation is often needed for NDIS, My Aged Care, or state equipment schemes.
✅ Keep quotes and paperwork ready. Assistive Tech Hub can help you with detailed quotes and invoices for your plan manager or funding provider.
✅ Plan ahead. Some funding approvals can take weeks or months — start early and factor in any waiting times.
✅ Use trusted suppliers. Always buy from reputable providers who understand NDIS, HCPs, and other funding processes.
How Assistive Tech Hub Can Help
At Assistive Tech Hub, we’re more than just an online store. We help you find the right mobility aids — and we make the funding process simpler:
✔️We provide NDIS-ready quotes and invoices
✔️We stock trusted brands and quality products
✔️We offer friendly support to help you choose what works best for your needs and budget
Whether you need a Gait Trainer Walker, Waterproof Mattress, or smaller daily aids like a Sock Holder or Multi-purpose Dressing Stick, we’re here to help.
Key Takeaway
Funding your mobility aids doesn’t have to feel overwhelming. With the right advice and a trusted supplier, you can access the support you need to stay independent, safe, and comfortable at home.
Ready to find the right aid for your needs? Visit the Assistive Tech Hub Store today — and reach out if you need help with quotes or funding questions. We’re here to help you every step of the way.
FAQs
Can I use my NDIS plan to buy mobility aids?
Yes. If your mobility aid is reasonable and necessary, your NDIS plan can cover it. Assistive Tech Hub can supply quotes to support your claim.
What if I’m over 65 and not eligible for the NDIS?
If you’re over 65, My Aged Care and Home Care Packages may help fund your mobility or daily living aids.
Are there payment plans available for mobility aids?
Some suppliers offer payment plans to spread out costs. Always ask your supplier — at Assistive Tech Hub, we’re happy to help you find the best option.
What should I do if I can’t afford the equipment I need?
Look into state schemes, community charities, or talk to your healthcare provider about local support services.
Do I need a prescription to buy disability equipment?
For some funding programs, you may need an assessment or prescription from a doctor or therapist — especially for more advanced equipment like power wheelchairs or home care beds.
